Monday, April 30, 2007

Financial Planning

I am addled, beat, bleary, bone-weary, bushed, crispy, dog-tired, drained, enervated, frazzled, limp, outta gas, played out, prostrated, run-down, sapped, shot, spent, tired out, wasted, weak, weakened, wearied, worn, worn out. (thanks, I couldn't bear to think of a another synonym)

Michael had a friend come over tonight that sells life insurance and does other financial planning. I seriously had NO idea what kind of night we were in for.

I am addled, beat, bleary, bone-weary, bushed, crispy, dog-tired, drained, enervated, frazzled, limp, outta gas, played out, prostrated, run-down, sapped, shot, spent, tired out, wasted, weak, weakened, wearied, worn, worn out. Oops, I already wrote that. Need I say more?

I told Michael I feel worse tonight than I did after I had Ethan. At least I had Ethan to hold at the end of that labor. Tonight I don't have anything so wonderful except the knowledge that we were EXTREMELY under-insured and now we are hopefully insured perfectly. I can't believe all we had to answer and think about. I can't believe everything they ask you. I can't believe everything they tell you.

I always tease Michael about being an ostrich and burying his head in the sand. I have been being an ostrich about our finances. There was nothing we could do (besides pray) so I had just given it no thought at all. Boy did I feel stupid tonight....

"how much do you owe on that?"

"I don't know"

"how much interest do you pay on that?"

"I don't know"

"is it a revolving or fixed rate?"

"I don't know"

And on and on and on it went. for over 3 hours.

Questions like "how much money do you want to have a month if Michael was to die?" Hmmmm can I choose the option where Michael doesn't die?

It was another of those talks that is hard if you are trying to speak in faith. "Well see, I expect Michael to live the long life that is promised in Deuteronomy 30:19, Proverbs 9:11, Deuteronomy 5:33 among others. And God meets all our needs out of HIS riches in glory (Phil 4:19) so we don't need to worry (Phil 4:6). But thanks for asking."

Don't get me wrong, I think life insurance is important. I think financial planning is important. I just wish I could figure out a way to get it done while keeping my mouth shut and my head in the sand.


Susan said...

"There's a fine line between faith and presumption". Oh, who is it that quotes that all the time?!!!!!I believe it. GOD will take care of you. In every way.

Trella said...

I hate doing those things. I always get a headache from nights like that.
Blessings to you,

Anonymous said...

Oh my goodness! That sounds like a LONG 3 hours Kahri! :-(

Montserrat said...

We are in the midst of the same process! We are trying to change from term life to whole life, looking at mutual funds, blah, blah, blah. I hate this stuff!

Amelia Antwiler said...

I would be a thesaurus of emotions, too. I'm so glad that you finally got it all figured out.

I'm so with you - it's hard to SPEAK by faith and answer those silly questions. We've had to do the same kind of stuff with The Professor trying to become deployable. For instance: I don't want to worry about worker's comp because you're not going to get hurt if you get deployed.

What I'm really glad about? God doesn't have red tape. *LOL* I just told myself a funny.

So today I hope you're feeling, smart, wise, blessed & highly favored, lightened in load, above and not beneath, and from (because you had a brilliant idea): energetic, energized, fresh, invigorated, refreshed, vigorous, active, aggressive, animated, breezy, brisk, driving, dynamic, enterprising, forcible, fresh, hardy, high-powered, indefatigable, industrious, kinetic, lively, peppy, potent, powerful, red-blooded (which means courageous. Why couldn't they have said that?), rugged, snappy, spirited, sprightly, spry, stalwart, strenuous, strong, sturdy, tireless, tough, unflagging, untiring, vigorous, vital, vivacious, zippy

I just had way too much fun with this. I'll stop while I'm ahead.

Got my box mailed, thank you for asking. And you don't have to move to Uganda to get chocolate. We're a full-service family. what's your fave? I have the perfect box. *L*

Christa said...

I'm with you on the insurance thing. I can't imagine life without my sweet husband. I don't want to think about it. Ya'll menfold figure that out. I'm going to join the kids in the sandbox?

And yet it's a conversation that we really need to have.

And I'll vouch for Comfy's full service chocolate delivery. She always brings just the right kind. :)

Unknown said...

Yep, we've been through that before too.

My big one was trying to answer the ladies' questions about why I didn't think college was necessary for some people. lol She didn't get the whole homeschooling, possible apprenticeships, community college, maybe my girls are called to just be Mommies thing I was trying to explain to her.